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Checking

As a full-service financial institution, HALLCO Community Credit Union offers more than incredible savings accounts and loans! HALLCO has several types of checking accounts to assist you with your everyday financial needs.

ALL of our checking accounts include the following features:

The best kind of picture to take is one that give you money afterwards! HALLCO's mobile deposits through our app allow for you to deposit YOUR money by simply taking a picture of the check.

Simply download the HALLCO App from Google Play or iTunes.

We only require that you be enrolled in Electronic Statements, your account opened for 30 days, and you're in good standing with the credit union.

You have FULL access to your account. Monitoring your account and making transfers has never been easier! For more details about some of the features and convenience our Mobile Banking offers...

FlexTeller is the name of our online banking.

Your card works at millions of locations that accept Debit Cards. Your Debit Card draws money from your checking account, so no interest charges apply (ATM charges may apply).

Make sure you visit our ATM locator information below to connect to our HUGE network of partnering ATMs.

Daily Debit Card Limit

Total

Offline

ATM Withdrawals

$505.00

$500.00

POS Purchase

$2,000.00

$500.00

Online Transactions

$1,500.00

$500.00

Aggregated

$2,000.00

$800.00

 

Having access to YOUR money has never been more convenient! Locate the closest ATM for withdrawing cash with NO fee or get cash back from your purchase at many large retailers like Wal-Mart and Kroger.

HALLCO currently has 3 neighborhood branches (Main Office in Gainesville, Oakwood, and Cleveland) and a HUGE network of CU24 locations.

Imagine this: You've stopped at the store and just as you approach the counter you realize that your debit card is missing! Where did it go?! Do you know where you left it? No worries! If you log into the HALLCO app you can "turn off" your card immediately. Luckily though- your card fell between the seats and since you just found it you can "turn on" your card and quickly access your money again!

Remote Control Debit Card feature is only available through the HALLCO App. To download the App, visit Google Play or the iTunes on your smart phone or tablet!

We'll let you know if there are any suspicious transactions on your account. Our Debit Card combines the economy of a checking account with the convenience and versatility of a credit card even when you are travelling overseas.

If you are travelling - is your account ready to take you there?

If you plan on travelling overseas:

  1. Let HALLCO know when you’ll be traveling outside the USA
    As a security precaution, if a credit or debit card charge occurs someplace out of the ordinary, your card may be flagged and blocked.
  2. Double check your account balance, credit limits, and card expiration dates
  3. Carry a variety of payment options
    In addition to your debit and primary credit card, it’s a good idea to have a backup card and a small amount of cash carried separately from the others
  4. Make note of issuer's contact number 
    Before you leave, make a list of the issuer’s phone number for each card. This way, if your cards are lost or stolen, you have their contact information to immediately report the loss

The Debit Card is only available with our Checking accounts. Please contact us if you have any other questions about the MasterCard Debit Cards.

Call (800) 262-2024 to report your card lost or stolen.

HALLCO checking accounts offer checks that can be used to make purchases at many merchants. Some accounts with HALLCO offer FREE checks as a part of one of their special features, these accounts that qualify include the Elite Account, the Money Market Account, and our Teen Account!

Should you need to reorder your checks or other accessories go to Harland-Clarke and chose from a large variety of products offered.

What checking account is best for you?

FREE Checking

Just because it's free DOES NOT mean its sub-par!

It is your money - we think you should be able to keep it. Some institutions may charge you for a per-use check fee, debit card usage fee, or monthly statement fee. Not here! There are no charges applied to your account for its monthly use.

Click here to view our Fee Schedule.

Life happens! HALLCO Community Credit Union understands that unexpected overdrafts occur from time to time - Overdraft Coverage can help.


Interest Checking

Our interest-bearing checking has the same features as our other checking accounts, plus more! You can earn dividends for maintaining an average balance of $1,500 per month.

You earn more once you invest more! Check out our Rate Schedule to see the interest that you can earn.

Life happens! HALLCO Community Credit Union understands that unexpected overdrafts occur from time to time - Overdraft Coverage can help.


Teen Checking

HALLCO even has the perfect account for your Teen! One way we Help Parents and Teens Afford life is by providing knowledge and learning tools for our newest member of the HALLCO Family.

Click here to learn more.



Secured Checking

This unique account is for our members that may need a little assistance rebuilding their financial reputation. No worries if there have been some mistakes in the past! HALLCO is going to try and help you.

A deposit of $100 will be placed on hold into your savings account until your account is converted to our FREE Checking account (typically after 6 months)

*$10/monthly fee

6-month Probationary Period
HALLCO will monitor your account from the day you open it. Your account can then be converted to a FREE Checking account if there have been no overdrafts, returned items, and your account has maintained a good standing. If your account does have some hiccups along the way, your 6-month probation will reset at the point the account is overdrawn. Your account could be closed if HALLCO determines there have been any improper transactions. It is our member's responsibility to notify the credit union once you have completed the 6-month probation.

Overdraft protection is NOT available on this account.


WAIT! There's more!

Click here to view the current fee schedule.

Are you ready to go paperless? Don't worry about delayed mail or lost paperwork! Sign up for E-Statements and have your monthly statements delivered to your computer! Every month you will receive an e-mail notifying you that your statement is ready to be viewed at our secure web site.

To enroll:
1. Login to FlexTeller Online Banking
2. Click the Services Tab
3. Click the View Statements link
4. ENROLL!

EZ-Line, our 24-hour audio response system, is a terrific time saver for you. It allows you to check your account balances and transact business with just a touch of a button!

Simply call (770) 532-5937 or (888) 532-5937

List of Most Used Action Codes:
01 Savings Account Balance 21 Savings to Checking Transfer
02 Checking Account Balance 22 Checking to Savings Transfer
09 Balance of Any Account, any suffix* 29 Transfer Funds between any two suffixes
14 Last 4 Checks Cleared 52 ATM Withdrawals form Checking
16 All Deposits into Savings 53 ACH Withdrawals from Savings
17 All Deposits into Checking 54 ACH Withdrawals from Checking

Contact our office to receive a brochure with the full Action Code listing (770) 534-4255