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Routing Number: 261174775

Privacy Policy

FACTS

WHAT DOES HALLCO DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security Number
  • Credit History
  • Assets
  • Credit card or other debt
  • Retirement assets
  • Wire transfer instructions

When you are no longer a member, we continue to share your information as described in this notice.

How?

All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons HALLCO chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information Does HALLCO share? Can you limit this sharing?
For our everyday business purposes -
Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes -
To offer our products and services to you
NO We don't share
For joint marketing with other financial companies NO We don't share
For our affiliates' everyday business purposes - Information about your transactions and experiences NO We don't share
For our affiliates' everyday business purposes - Information about your creditworthiness NO We don't share
For nonaffiliates to market to you NO We don't share

 

Question? Call (770) 534-4255 or go to www.hallcocu.org

 

Who We Are
Who is providing this notice? HALLCO Community Credit Union

 

What We Do
How does HALLCO protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does HALLCO collect my personal information?

We collect your personal information for example, when you:

  • Open an account
  • Provide employment information
  • Apply for a loan
  • Make a wire transfer
  • Give us your income information
Why can't I limit all sharing? Federal law gives you the right to limit only:
  • sharing for affiliates' everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • HALLCO has no affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • HALLCO does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • HALLCO doesn't jointly market.