With all the turmoil in the financial markets today, members are asking us “is my money safe?” The answer is yes! Your funds are insured by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. The NCUA manages the National Credit Union Share Insurance Fund (NCUSIF) which is backed by the full faith and credit of the United States Government. Not one penny of insured savings has ever been lost by a member of any federally insured credit union. That’s not just a bold statement, that’s a fact! Go to http://www.ncua.gov or call 1-800-755-1030 ext 1 for more information.

Here are the basics of your federal insurance coverage:

• Your deposits are insured up to $250,000.

• You can organize the ownership of your accounts to receive more coverage.
   o Separate Individual Accounts
   o Joint Ownership
   o Payable on Death Accounts (Revocable Trusts)

• Your IRA deposits are covered separately up to $250,000.