VISA Cards

At HALLCO Community Federal Credit Union, we offer the VISA® Classic, VISA® Secured* and the VISA® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a HALLCO Community Federal Credit Union VISA® Card.

You'll enjoy the following benefits:

  • No annual fee
  • Secured and unsecured fixed rates
  • 25-day grace period
  • No transaction fee on balance transfers from your credit union
    (interest accrues from the day of the advance)
  • Optional life and disability insurance available at low rates

*Secured Visa® - Helps members reestablish credit - Credit limit is secured by savings deposit.

Please click here to report a lost or stolen HALLCO Community Federal Credit Union VISA® Classic, VISA® Secured or VISA® Platinum credit card or click here for the credit card payoff calculator.

Choose The Plan That Works For You VISA® Classic VISA® Secured VISA® Platinum
Annual Percentage Rate 12.00% 15% 7.90%
Annual Fee NONE NONE NONE
Late Fee $25.00 $25.00 $25.00
Over Limit Fee $25.00 $25.00 $25.00
Grace Period 25 Days 25 Days 25 Days
Cash Advance Fee $2.00 $2.00 $2.00
Minimum Finance Charge - - -
Minimum Payment Amount $25.00 $25.00 $25.00
Return Check Fee $15.00 $15.00 $15.00
Transaction Fee - - -
Statement Copy Fee - - -
Card Replacement Fee NONE NONE NONE

Charges incurred by use of the VISA® card are due on receipt of the account statement.


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