HALLCO is a locally owned credit union that takes pride in providing loans to help individuals in our community afford life. Part of our commitment to the community is to provide a fair price and excellent service to help with their auto loan needs.

We've recently began offering indirect lending service to the community. We created this webpage to help auto dealers understand what we offer as indirect loans. Use the calculator below to get started:

Indirect lending conditions:

• Final rate is based on credit analysis and loan officer approval
• Maximum LTV includes cash price, tax, fees, and backend products
• Clean Carfax or Auto Check required
• Maximum 150,000 miles
• Clean Title
• No commercial or business purpose vehicles
• No straw purchases
• Minimum loan $10,000
• Maximum loan $35,000
• Borrower must have a valid U.S. Drivers License
• Borrower must live in Dawson, Hall, Lumpkin or White counties