About Us

Open to anyone who lives, works, worships, or attends school in Hall or White Counties.

Right here in Northeast Georgia there's a financial institution where you're more than just a customer, you're an equal member. And you're treated like one.

Unlike a traditional bank, HALLCO is a not-for-profit organization owned by it's members and directed by a voluntary all-member board of directors.

HALLCO exists solely to serve the financial interests of its members. Any profit that HALLCO makes is returned to members in the form of lower loan rates, lower fees, and higher savings rates - not as profits for investors or stockholders like most banks. As a member owner of HALLCO, you reap the benefits of lower rates when you borrow money, higher earnings when you save money, and friendly financial policies made by members - for members.

In order to become a member, all you need to do is open a share/savings account with a minimum deposit of $5.00. Once you join, you and your IMMEDIATE FAMILY members who join have a lifetime membership, even if you change jobs or move.

Stop by any of our three locations and one of our friendly Member Service Representatives will assist you.